7 best suggestions to apply to your 2025 investing
It’s hard to believe that we are already in 2025. It feels like just yesterday when the world was gripped by the fear of New Year’s Eve 2000, anticipating catastrophic technology crashes that would plunge us into chaos. Fast forward 25 years, and technology has become one of the most exciting and rewarding areas for investment.
The start of a new year is always a time for reflection and gratitude. I want to take this moment to thank everyone who has engaged with my work—whether by watching my videos, reading my articles, exchanging emails, or becoming clients. Helping people simplify their financial lives, reduce stress, and build profitable futures has been a privilege, and the relationships built along the way make my profession truly fulfilling.
Highlights from 2024
Last year was an incredible year for the About Retirement TV channel:
- 24 new videos introduced
- Over 1 million views
- 24,700 likes received
- 15,300 shares
- The most-watched video amassed 28,700 hours of viewing time, underscoring the importance of accessible financial education in Australia.
As we welcome the new year, let’s focus on timeless wisdom from some of the world’s greatest investing minds:
1. Spend What Is Left After Saving
“Don’t save what is left after spending; spend what is left after saving.” – Warren Buffett
To achieve financial success, prioritise saving first. Decide how much to save, set it aside, and live within the remaining funds. It’s a strategy that can transform your financial trajectory.
2. Know Yourself
“You need to know yourself.” – Shane Oliver, AMP Capital
Investing requires honesty about your psychological tendencies. Fear and panic during market volatility can lead to poor decisions. Collaborating with a financial planner can help you build knowledge, clarity, and a disciplined investment strategy.
3. Invest in What You Know
“Invest in what you know.” – Peter Lynch
Direct investments are best made in companies whose products or services you understand and trust. Avoid too-good-to-be-true schemes, and focus on businesses with proven demand and reliability.
4. Balance Risk and Reward
“It’s not whether you’re right or wrong, but how much money you make when you’re right and how much you lose when you’re wrong.” – George Soros
Diversification is key to successful investing. Even if some investments falter, focus on the overall portfolio and learn from mistakes.
5. Invest in Knowledge
“An investment in knowledge pays the best interest.” – Benjamin Franklin
Whether through self-education or professional guidance, understanding your investments is essential for long-term success.
6. Embrace Discomfort for Profit
“What is comfortable is rarely profitable.” – Robert Arnott
Taking calculated risks is vital to achieving meaningful returns. Research, diligence, and stepping out of your comfort zone are critical to success.
7. Take the Necessary Risks
“The biggest risk of all is not taking one.” – Mellody Hobson
Avoiding all risks often leads to minimal returns that may not even keep up with inflation. Long-term growth requires a degree of financial risk to preserve and grow purchasing power over time.
Wishing You a Prosperous 2025
As we embark on another year, I hope 2025 brings positive growth, both personally and financially. If you’re looking to deepen your investment knowledge or improve your retirement planning, explore the wealth of resources available at AboutRetirement.com.au.
For personalised financial advice, book a meeting through our website to discuss how we can help you achieve your financial goals.
Wishing you a profitable and fulfilling year ahead!
By: Katherine Isbrandt CFP®
Money Strategist & Retirement Planner
Principal of About Retirement
