When is my super payable?Superannuation is one of the best forms of saving for retirement. I think we can all agree on that one. So how would you feel if you...
Concessional contributions – what’s new
Concessional contributions – what’s newWhen it comes to superannuation, it is necessary to keep up with the changes, and today we are talking about the update...
How is tax calculated in retirement
How is tax calculated in retirementToday is my favourite segment: “Your questions answered” and today’s question comes from Sven, who asked me: If I earn...
What to do before downsizing your home
What to do before downsizing your home Today I would like to go back to the topic of downsizing. You can already find my articles explaining the downsizer...
The Challenges of Retirement In Australia
The Challenges of Retirement In Australia Researchers found that the average Australian is planning to retire at the age of 65 and it is expected that over...
What can I do with super in retirement?
What can I do with super in retirement? The superannuation system in Australia consists of two phases: Accumulation phase, where super contributions are...
APRA Super funds performance test – who passed and who failed in 2023
APRA Super funds performance test – who passed and who failed in 2023 From 1st July 2021 APRA (The Australian Prudential Regulation Authority) started “the...
Income required for a comfortable lifestyle in retirement
Income required for a comfortable lifestyle in retirementA year ago, I wrote an article “What income do I need in retirement” and many people read it, so...
Super changes from 1st July 2023
Super changes from 1st July 2023From 1st July 2023 there have been number of changes introduced to our superannuation system so today we will review some of...
Superannuation, Retirement Pension and your age limits
Super funds advertise superannuation consolidation as a highly recommended strategy as you can save on ongoing fees. And sometimes it is correct, however often there are reasons why I would recommend more than one super account, and in most cases, this is for estate planning or tax reasons.
Budget 2023-24: What’s in it for you
Budget 2023-24: What’s in it for youPlease remember however that some of the initiatives are still in a proposal stage and need to be approved by the...
Should I pay extra to my mortgage or contribute to super
Should I pay extra to my mortgage or contribute to superWe all have different lives, different goals and aspiration, different plans and different things...