“RETIREMENT IS A JOURNEY…
NOT A DESTINATION
SO BE WELL PREPARED FOR THE RIDE”
Katherine Isbrandt
Whether your retirement is few years away or you have already retired, the fact remains that
good financial planning,
understanding your choices and
making informed decisions,
might be a difference between a struggle and a
comfortable and enjoyable retirement.
I can help you create certainty of secure income for life,
so your retirement can be enjoyable and stress-free
no matter what the market is doing
or what life throws at you.
Planning your Retirement is so much more than just Organising & Investing your Money
Planning for your retirement can be complex, time consuming and requiring understanding of rules and regulations of Tax and Social Security system, legal matters, calculating different options and lots of research.
Before you make any investment decisions you need to check the impact it will have on your eligibility for the Age Pension (either now or later in life).
Your savings should provide you with security, income for life and peace of mind, knowing that you are financially OK, no matter what the market is doing, or what life throws at you.
This is exactly what I have been providing to my clients for the last 20 years.
So let’s find out how to organise your secure income for life.
Contact me to check
how to improve your Retirement Income
Meet Some of My Beautiful Clients
Introducing Katherine – clever, caring, conscientious, capable and more.
How different from our previous financial advisor who prepared an unsuitable plan for our age group and was more interested in making money for themselves. We were persuaded by a friend to change to Katherine, the best advice we were ever given.
Katherine is always there for you, she deals with your problems efficiently and promptly. You feel as though you are part of a family.
She visits you in your own home. What other financial advisor comes to visit you personally?
Most importantly she is trustworthy.
She constantly keeps up to date with all aspects of finance; market moves, seminars and information provided by other fund managers.
If you are looking for a financial advisor we recommend you contact Katherine.
Mary and Joan.
Being single again is not easy,
but the strength of your character will see you through.
If your partner passed away, you need the time to grief, to process and accept the situation and adjust your life as a single person. Unfortunately in most cases, financial decisions need to be made immediately, at the time when you are most vulnerable and not ready emotionally to be even thinking about yourself, money and life without your partner. I am here to help.
The experience of a divorce might be just as painful, but you have to prepare yourself for your single life. You need to set your emotions aside, become resourceful and resilient and for once start thinking about yourself and what you want from this life. Be rational and decisive. Make sure you understand your options and how to organise your money to secure your financial future.
You can achieve the best outcome by collaboration between your lawyer and a specialised financial planner so your life can go on with the least disruption and heartache.
And this is where I can help.
Taking charge of your life again can be life changing, empowering and uplifting and I would love to assist you to get there financially.
Align your Money with your Values
Our values and our principles are very important to us, and if you are anything like me, you want your investments to be aligned with your moral and ethical standards.
Most investors do not want to have any association with weapons, gambling or smoking industries, fossil fuels or slavery. Most of us prefer to support industries that help society and do not harm anyone. We want to have a positive impact on animal welfare or climate change. We understand it is essential to save water, reduce wastage, recycle and protect our environment. We really want to make a difference and leave this world a better place for future generations.
The problem remains however, that it is very difficult to know how you can align your investments and your superannuation with your values. How do you know that your investing supports the causes you believe in and which are close to your heart and avoiding harm.
I share those principles with you 100%. I am very passionate about improving our environment, supporting industries and companies with ethical and moral principles, that present socially conscious practices and values.
But it is also essential to ensure that such portfolios are still able to provide good performance subject to existing market conditions.
Simple process of working together
Analyse
To plan well, first we need to understand where you are – your income, assets, investments, liabilities. Then we dig deep where you want to be, what your dream retirement looks like, how you want to spend the rest of your life.
Simplify
Financial data can be very complex, and overwhelming, so let’s simplify this financial maze about super, taxes, Centrelink or Aged Care. It does not need to be complicated. I take time to explain those issues and discuss what is applicable to you.
Create
To move forward, you need to have a solid plan that will clearly show how to reach your goals step by step, to create your secure financial future & ultimately Your Dream Retirement and how to create your secure income for life
Let's Plan Retirement You Want
So, let’s get together, have a good chat about your financial options and how your situation can be improved, investments maximised, and your income optimised. Let’s review your Age Pension entitlement (if it applies to you – that’s free income after all) and let’s make your retirement financial life less complicated and more comfortable.
The process is actually very simple and at some point, you might even say it is enjoyable, informative and very beneficial.
I am looking forward to meeting with you and getting to know each other very soon.
What my Clients are Saying:
Katherine was able to identify some savings as much as weigh up our goals and individual differences with the result to build and tailor a plan for each of us, while explaining to us the differences and things to consider. Since then she has also undertaken estate planning and ensured that the nuances of our situations are both covered and defined. Her liaison with the legal side and us ensured we were both happy and understood the jargon.
We happily recommend her in particular to those a bit disillusioned by this industry.
Kyle & Karen Joustra
Since 2002 we have entrusted our financial planning and that of a late parent to Katherine.
Her knowledge is sound and her advice is unpressured and tailored to our current and future needs.
Our peace of mind has only grown as has our trust in Katherine. She is ethically beyond reproach.
Bev & Phil Gale
Katherine has been a lifesaver for my Husband and I. Having planned all our finances for our future and sorting through all our Centrelink problems that we have had, I would highly recommend Katherine for any of your retirement planning.
Vicki & Ray Allen
Katherine took over management of my superannuation fund in 2006. For me, the nickname I gave her back then of ‘Wonder Woman ‘ still stands!
I’m also happy to know her now as a friend, whom I can sincerely recommend to you.
Andrew Banks Wainwright
Since 2006 Katherine has overseen my husband Andrew ‘s superannuation portfolio with complete integrity. We have also sought general financial advice from her over that time and know that we can trust her to give the best advice possible.
Initially our relationship with Katherine was at a purely business level but, over the years, we have come to know her as a trusted friend; who has my full recommendation.
Gale Wainwright
My husband Ray and I have been Katherine’s clients for years and when she left the company, without any hesitation we stayed with her, she is a beautiful human being and we love her to bits and would trust her with our lives.
Ray has died and her help over that time was amazing. I don’t know what I would have done without her. I am old, so hopefully I will have her as my adviser for the rest of my days.
Holly Perry
Introducing Katherine – clever, caring, conscientious, capable and more.
How different from our previous financial advisor who prepared an unsuitable plan for our age group and was more interested in making money for themselves.
We were persuaded by a friend to change to Katherine, the best advice we were ever given.
If you are looking for a financial advisor we recommend you contact Katherine.
Joan and Mary
Just a short note of thanks for the supreme effort that you put in on my behalf with Centrelink. I am so grateful that you act as a go-between for me, with what has been happening of late I could not have managed on my own.
I greatly appreciate your assistance with our Retirement affairs and the frank advice that you offer to me and matt. I would not hesitate to recommend “About Retirement” to anyone.
Anne Willems
I invite you to work with me
Life can be hard, complex and hectic. If I can take away your worry about any financial problem, pain or insecurity you might have, please do not hesitate to contact me.
I take the time to fully understand your needs, goals and preferences before providing you with any recommendations.
Your financial plan is as unique as your life and circumstances, and I want to ensure that my advice will give you peace of mind and feeling of security, knowing that you are well prepared for the future.
Please see above what my clients are saying about me and the caring service they have been receiving over the years.
I am really looking forward to speaking with you very, very soon.
“It is in your moments of decision that your destiny is shaped”
Tony Robbins