Helping You Create
Financial Security & Prosperity
for Life
I can help you create certainty of secure income for life, so your retirement can be enjoyable and stress-free
no matter what the market is doing
or what life throws at you.
LET’S PLAN RETIREMENT YOU REALLY WANT
How can I help you now?
Dreaming to Retire Soon
Secure Retirement for Life
Woman and Money
Preparing for Aged Care
Passing on Your Estate
Ethical & Environmental Investing
Planning your retirement is so much more
than just organising & investing your money
Retirement planning requires gathering a great deal of information, understanding rules and regulations, tax system, Social Security system and legal matters, calculating different options and lots of research.
It is not as straight forward as a decision how to invest your money. Care should be taken before any investment decisions are made, as it could impact your eligibility for the Age Pension (either now or later in life).
Also, one of the most important aspects of planning for retirement is to organise our savings in such a way that you know, you are provided with income for life. From my experience, this is one thing most retirees want. Secure income mans peace of mind, knowing that you are financially OK, no matter what the market is doing, or what life throws at you.
This is exactly what I have been providing to my clients for the last 20 years. Let’s chat, so you can find out how to organise your secure income for life.
Meet some of my beautiful clients
Introducing Katherine – clever, caring, conscientious, capable and more.
How different from our previous financial advisor who prepared an unsuitable plan for our age group and was more interested in making money for themselves.
We were persuaded by a friend to change to Katherine, the best advice we were ever given.
Katherine is always there for you, she deals with your problems efficiently and promptly.
You feel as though you are part of a family.
She visits you in your own home.
What other financial advisor comes to visit you personally?
Most importantly she is trustworthy.
She constantly keeps up to date with all aspects of finance; market moves, seminars and information provided by other fund managers.
If you are looking for a financial advisor we recommend you contact Katherine.
Mary and Joan.
Being single again is not easy, but the strengh of your character will see you through
There are two reasons why pass the age of 50 one would become single again. You either lost your partner, who passed away, or you lost your partner, because one of you had enough and made a decision to proceed with a divorce.
Those are two different situations, but both are just as painful, and both have a huge impact on your financial situation from that point on.
If your partner passed away, you need the time to grief, to process and accept the situation and adjust your life as a single person. Unfortunately to be financially OK, in most cases financial decisions need to be made immediately, at the time when you are most vulnerable and not ready emotionally to be even thinking about yourself, money and life without your partner.
I am here to help you in those dark moments of sadness and insecurity. Read Heather’s story to see what I mean.
The second reason is driven by your or your ex-partner’s decision. The experience might be just as painful, but you have time to prepare yourself for your single life. You can put your emotions aside, become resourceful and resilient and for once think about yourself and what you want from this life. Be rational and decisive. Make sure you understand your options and how to organise your money to secure your financial future.
You can achieve the best outcome by collaboration between your lawyer and a specialised financial planner. This will ensure your life can go on with the least of disruption and heartache, and the best financial outcome under the circumstances. And this is where I can help.
Taking charge of your life again can be life changing, empowering and uplifting
and I would love to assist you to get there financially.
Align your money with your values
In today’s world it is becoming more and more important for many of us to align investment money with our personal values and principles. Most investors do not want to have any association with weapons, gambling or smoking industries, fossil fuels or slavery. Most of us prefer to support industries that help society and do not harm anyone. We want to have a positive impact on animal welfare or climate change. We understand it is essential to save water, reduce wastage, recycle and protect our environment. We really want to make a difference and leave this world a better place for future generations.
The problem remains however, that it is very difficult to know how you can align your investments and your superannuation with your values. How do you know that your investing supports the causes you believe in and which are close to your heart and avoiding harm.
I share those principles with you 100%. I am very passionate about improving our environment, supporting industries and companies with ethical and moral principles, that present socially conscious practices and values.
This is why my clients have their investments and superannuation portfolios designed in a way that represent their principles. But it is also essential to ensure that such portfolios are still able to provide good performance subject to existing market conditions.
Simple process of working together
Analyse
To plan well, first we need to understand where you are – your income, assets, investments, liabilities. Then we dig deep where you want to be, what your dream retirement looks like, how you want to spend the rest of your life.
Simplify
Financial data can be very complex, and overwhelming, so let’s simplify this financial maze about super, taxes, Centrelink or Aged Care. It does not need to be complicated. I take time to explain those issues and discuss what is applicable to you.
Create
To move forward, you need to have a solid plan that will clearly show how to reach your goals step by step, to create your secure financial future & ultimately Your Dream Retirement and how to create your secure income for life
Let's Plan Retirement You Want
So, let’s get together, have a good chat about your financial options and how your situation can be improved, investments maximised, and your income optimised. Let’s review your Age Pension entitlement (if it applies to you – that’s free income after all) and let’s make your retirement financial life less complicated and more comfortable.
The process is actually very simple and at some point, you might even say it is enjoyable, informative and very beneficial.
I am looking forward to meeting with you and getting to know each other very soon.
What my clients are saying:
Katherine was able to identify some savings as much as weigh up our goals and individual differences with the result to build and tailor a plan for each of us, while explaining to us the differences and things to consider. Since then she has also undertaken estate planning and ensured that the nuances of our situations are both covered and defined. Her liaison with the legal side and us ensured we were both happy and understood the jargon.
We happily recommend her in particular to those a bit disillusioned by this industry.
Kyle & Karen Joustra
Since 2002 we have entrusted our financial planning and that of a late parent to Katherine.
Her knowledge is sound and her advice is unpressured and tailored to our current and future needs.
Our peace of mind has only grown as has our trust in Katherine. She is ethically beyond reproach.
Bev & Phil Gale
Katherine has been a lifesaver for my Husband and I. Having planned all our finances for our future and sorting through all our Centrelink problems that we have had, I would highly recommend Katherine for any of your retirement planning.
Vicki & Ray Allen
Katherine took over management of my superannuation fund in 2006. For me, the nickname I gave her back then of ‘Wonder Woman ‘ still stands!
I’m also happy to know her now as a friend, whom I can sincerely recommend to you.
Andrew Banks Wainwright
Since 2006 Katherine has overseen my husband Andrew ‘s superannuation portfolio with complete integrity. We have also sought general financial advice from her over that time and know that we can trust her to give the best advice possible.
Initially our relationship with Katherine was at a purely business level but, over the years, we have come to know her as a trusted friend; who has my full recommendation.
Gale Wainwright
Katherine has been my personal financial advisor since 2010. It is the first time that I have had no anxieties around the way in which my affairs are handled. I am confident that my requests will be answered promptly and with skill.
I appreciate the transparency in all our dealings, and am given regular updates and reports on my portfolio. We have no problems with communication and I feel supported. I sense that Katherine really cares about her clients.
E. Long
My husband Ray and I have been Katherine’s clients for years and when she left the company, without any hesitation we stayed with her, she is a beautiful human being and we love her to bits and would trust her with our lives.
Ray has died and her help over that time was amazing. I don’t know what I would have done without her. I am old, so hopefully I will have her as my adviser for the rest of my days.
Holly Perry
Introducing Katherine – clever, caring, conscientious, capable and more.
How different from our previous financial advisor who prepared an unsuitable plan for our age group and was more interested in making money for themselves.
We were persuaded by a friend to change to Katherine, the best advice we were ever given.
If you are looking for a financial advisor we recommend you contact Katherine.
Joan and Mary
I invite you to work with me
Life can be hard, complex and hectic. If I can take away your worry about any financial problem, pain or insecurity you might have, please do not hesitate to contact me.
I take the time to fully understand your needs, goals and preferences before providing you with any recommendations.
Your financial plan is as unique as your life and circumstances, and I want to ensure that my advice will give you peace of mind and feeling of security, knowing that you are well prepared for the future.
Please see above what my clients are saying about me and the caring service they received and experienced over the years.
I am really looking forward to speaking with you very, very soon.
“It is in your moments of decision that your destiny is shaped”
Tony Robbins