From the point of view of retirement, reliable income, and Age Pension there are really 3 types of debts that we need to discuss: And today’s chat is about loans before or during retirement and whether you should or shouldn’t keep it.
Beautiful Retirement
Gifting to improve your Age Pension
Did you know that by assisting financially your family members you can not only help your younger family members or friends, but you can improve your Age Pension at the same time. It is called gifting.
Real value of your Age Pension
Age Pension in Australia is different than in most other countries. Our system is means tested unlike in other countries, where it works more like a defined benefit,
Age pension and travel overseas
Now that Covid is no longer such a thread, international borders have opened, all airlines are just waiting for you to jump on the plane and cruises boats are awaiting new passengers,
Age Pension Work Bonus
Age Pension rules are complicated, and Work Bonus is no different. It can be very beneficial for some pensioners and not apply to others, so hopefully today I will be able to simplify this Age Pension benefit for you.
Annuities and your Retirement
They’re is a type of income stream, that I have not explained yet… till now, however, based on lots of questions and feedback from you, I think it is time to discuss annuities.
Account-based pensions
Account-based pensions Account-based pensionsBig part of my videos on this channel About Retirement TV and my blog articles on my website is explanation of...
Retirement checklist for new year
A new year is always a great time for some soul searching and preparing for the upcoming year. This is the time when we make lots of promises to ourselves, only to break them few days after, but when it comes to retirement this is something every
31 ways to improve your retirement planning Part-2
Today we continue of our last week discussion about ways to improve your retirement planning. Keep in mind that all those steps you can use at any point in your life if you want to put in place some kind of a financial plan.
31 ways to improve your retirement planning – Part 1
It is always a great idea to commence a new year on a positive note. As I said in my previous post: Proposed changes in 2022, I really want all of us to have this New Year..
Big change has arrived
This week is a monumental time in my financial planning career, so today, I would like to show you, based on my own practice, why receiving advice from an unaligned practice is so very important when choosing an adviser or a planner you wish to work with.
How much do I need to retire?
There is a lot of misconception about how much you actually need to have saved to enjoy a comfortable standard of living in retirement. I have already written “What income is needed in retirement” that explains the level of income you need, to meet a specific level of retirement lifestyle.