Fall in love with your life all over again.
Single again – but life goes on and so do you
There are two reasons why pass the age of 50 one would become single again. You either lost your partner, who passed away, or you lost your partner, because one of you had enough and made a decision to proceed with a divorce.
Those are two different situations, but both are just as painful, and both have a huge impact on your financial situation from that point on.
This is my client Ross who passed away
Ross & Heather have been my clients since 2003. They are my longest-standing clients and I am so grateful to both of you for your trust, love and a beautiful friendship that has developed over the years. Ross suffered a terrible cancer and he passed away in 2019. I miss him terribly. Every time I visit Heather now, I see the chair where Ross used to sit when we were conducting our reviews – and it is empty now. Oh, it was so much more than just “money conversation”, every-time it was a special moment. I will cherish those memories forever. I miss you Ross.
But I am really glad that Heather managed to go on with her life. She is such a strong lady, dedicated to her farm, her garden, rescuing animals, assisting neighbours, to her home, her daughters and her grandchildren. She is the most giving, loving, sharing and selfless person I know.
But after Ross passed away, we had to restructure all the assets. If we did nothing, Heather would have lost her Age Pension and the HealthCare Card, so as difficult as the time was, after having lost Ross, I had to act fast to ensure Heather can continue on her own, with enough income, and some support from the Centrelink office.
Yes, after losing a loved one, life is tough and unfair, but it also goes on, and you have to adjust and continue with your life. And money is an important part of that adjustment. This is where I can help you to reach the point of financial security and peace of mind. If you are in a similar situation, please connect with me so I can help.
Divorce might be good for your sanity, bu not so good for your retirement
So-called grey-divorces are in the highest numbers in history out of any age bracket. It shows that we either are not meant to be together forever, or that we just don’t want to take someone else’s “crap” any longer. Surprisingly (or maybe not) it is women that are in majority initiating divorce proceedings.
Regardless of reasons, you might feel good about finding your new “freedom” but the divorce decision will have a huge financial impact on your retirement. Especially considering that many women do not have sufficient super, mainly due to taking time off for children or only working part-time in order to look after the family.
In many cases, women act emotionally during the divorce, and often want to hold on to “memories” of family life, such as family home, while the partner will end up with money.
Well, divorce needs to be fair, just and equal between partners, so both parties can continue their lives in the best shape possible, under the circumstances.
So, the best outcome is always achieved by collaboration between your lawyer and a specialised financial planner to ensure your life can go on with the least of disruption and heartache. and this is where I can help.
Taking charge of your life again can be life changing, empowering and uplifting and I would love to assist you to get there and reach your financial security and peace of mind in your new life.
What my clients are saying
Katherine has been a lifesaver for my Husband and I. Having planned all our finances for our future and sorting through all our Centrelink problems that we have had, I would highly recommend Katherine for any of your retirement planning.
Vicki & Ray Allen
Generally past experience of financial advice was to look at individual products rather than an overall best fit to my needs. When I first met Katherine her interest was in me rather than what she could sell, as a result I thought she would be ideal to introduce to my wife and have a general chat.
Katherine was able to identify some savings as much as weigh up our goals and individual differences with the result to build and tailor a plan for each of us, while explaining to us the differences and things to consider. Since then she has also undertaken estate planning and ensured that the nuances of our situations are both covered and defined. Her liaison with the legal side and us ensured we were both happy and understood the jargon.
We happily recommend her in particular to those a bit disillusioned by this industry.
Kyle & Karen Joustra
Since 2002 we have entrusted our financial planning and that of a late parent to Katherine.
Her knowledge is sound and her advice is unpressured and tailored to our current and future needs.
Our peace of mind has only grown as has our trust in Katherine. She is ethically beyond reproach.
Bev & Phil Gale
Katherine took over management of my superannuation fund in 2006. For me, the nickname I gave her back then of ‘Wonder Woman ‘ still stands!
I’m also happy to know her now as a friend, whom I can sincerely recommend to you.
Andrew Banks Wainwright
Since 2006 Katherine has overseen my husband Andrew ‘s superannuation portfolio with complete integrity. We have also sought general financial advice from her over that time and know that we can trust her to give the best advice possible.
Initially our relationship with Katherine was at a purely business level but, over the years, we have come to know her as a trusted friend; who has my full recommendation.
Katherine has been my personal financial advisor since 2010. It is the first time that I have had no anxieties around the way in which my affairs are handled. I am confident that my requests will be answered promptly and with skill.
There have been occasions when I’ve needed to make big demands on her skill and time, and she has found solutions in an easy cooperative way.
I appreciate the transparency in all our dealings, and am given regular updates and reports on my portfolio. We have no problems with communication and I feel supported. I sense that Katherine really cares about her clients.
I invite you to work with me
Life can be hard, complex and hectic. If I can take away your worry about any financial problem, pain or insecurity you might have, please do not hesitate to contact me.
I take the time to fully understand your needs, goals and preferences before providing you with any recommendations.
Your financial plan is as unique as your life and circumstances, and I want to ensure that my advice will give you peace of mind and feeling of security, knowing that you are well prepared for the future.
Please see above what my clients are saying about me and the caring service they received and experienced over the years.
I am really looking forward to speaking with you very, very soon.