How I can help you
When planning for retirement, or already living it, there are many variables to take into consideration, such as insurances, types of investments to make and risks associated with investing, how to make your income last for as long as you are alive, are you receiving your actual Age Pension entitlement and how to improve it, how to organise your estate to leave it to your chosen beneficiaries and not “others” and of course how to minimise the tax that eventually your beneficiaries might need to pay.
Lots to consider, isn’t it?
How I can help you
Sadly, the vast majority of older people go into aged care with no plan and usually completely unprepared.
This is often due to the fact that they might have a fall or other medical trauma and have undergone an Aged Care Assessment, often in a hospital and they are not allowed to return home due to health issues and inability to continue living independently.
What a wonderful life ahead of us. We live longer. We stay active, we have good diet supplemented with healthy vitamins. Medicine is advancing which in turn keeps us living even longer. This is a great news for all of us. However, the problem is that our money might not be able to keep up with our lifestyle and our longevity.
Estate Planning is putting in place a plan that takes into consideration wishes of the testator in order to provide the most efficient and effective strategy to pass the estate assets to chosen beneficiaries.
For some people, a solicitor produced standard will is what they need to help ensure their estate is managed according to their wishes.
Ethical investing or Socially Responsible Investing (SRI) is a practice of selecting investments based on ethical, moral, socially conscious and sustainable investing.
SRI typically avoids investing in companies involved in gambling, alcohol, smoking or firearms. Some will avoid investing into companies with negative impact on environment as well.
Katherine has provided support and information during my downsizing period. She has advised and assisted me with the investment of funds to secure my financial stability in retirement taking care that it meets with my comfort level of risk.
Katherine also assisted with completing and lodging Centrelink forms and supporting paperwork required. Katherine has provided the support, expertise and reassurance I needed during my period of change. She has undertaken all these tasks in a caring and friendly manner.
She has been easy to converse with and always available. I would thoroughly recommend her.
I look forward to our ongoing relationship.
More great information for you
When it comes to investing, the world of possibilities is endless. And as as good as it is to have choices, too much choice usually creates confusion and procrastination. So, to make this daunting task a bit easier for you, here are few steps to take that should make this experience easier and more enjoyable for you.
Here are 12 Principles of Investing.
Over the years I have looked after many clients who wanted to grow their retirement savings while also being eligible for at least part pension when they reach the Age Pension age.
Most retirees want to have a reasonable income, access to benefits of the Health Care Card, and enjoy their retirement in a calm atmosphere of their family. Oh yes, they love hanging out with their friends.
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12 Principles of Investing
Your journey to financial freedom & safe retirement starts here
A short two-hour conversation and sometimes few changes in what you are doing already with your money, can be a difference between a comfortable retirement or struggling to survive. My goal is to show you the options. The choice is yours.
“A good plan today is better than a perfect plan tomorrow”
George S. Patton